Refinance Checklist

Refinance Documents Checklist

Below is the list of documents you need to apply for Purchase loan:

Refinance Checklist

Refinance Loan Time Frame.

- Up to 4 weeks

Refinance Loan Closing costs.

- Closing costs range between 1 and 4 % of loan amount

- No cost option is available.

Documents needed for Refinance Loan.

- W-2 for the previous 2 years

- Paystubs covering 30 days period

- 2 most recent bank statements on all depository accounts

- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)

- Personal tax returns for the previous 2 years

Self Employed Borrowers only:

- Business tax returns for the previous 2 years

- Business Licenses covering a 2 year period

- Year-to-date profit and loss statement (P&L)

If Applicable:

- Final divorce decree

- Proof of child support receipt and continuance

- Full bankruptcy filing

- Bankruptcy discharge

- Copy of a Green Card

- Copy of SSN card

- Disability Award Letter

- SSI Award Letters

- Pension Award and Continuance Letters