Privacy Policy

Last Updated: May 13th 2025

Thank you for choosing to be part of our community at Home Right Lending LLC ("Company", "we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website, and how you can exercise your privacy rights.

Contact Information

If you have questions or concerns about this privacy notice, please contact us at:

Home Right Lending LLC
10724 21st Pl W Unit A, Everett, WA 98204
(206) 453-6155

Information We Collect

We collect personal information that you voluntarily provide to us when you fill out a contact form, apply for a mortgage, request information about our services, subscribe to our communications, or otherwise contact us.

This information may include:

• Name and contact information: Your full name, postal address, email address, and phone number(s).
• Financial and personal information: Income details, employment history, credit information, Social Security number, and other information necessary to facilitate mortgage brokerage services.
• Communication information: Preferences and details regarding your communications with us via email, SMS (text messages), and phone calls.

How We Use Your Information

We process your information for purposes related to providing you with mortgage brokerage services. Specifically, we may use your personal information to:

• Connect you with suitable third-party mortgage lenders.
• Facilitate your mortgage applications.
• Communicate with you via phone calls, emails, and text messages regarding loan offers, updates, applications, and services.
• Provide customer support and respond to your inquiries.
• Comply with regulatory requirements and obligations.
• Improve our services, marketing, and overall customer experience.
• Send promotional communications and updates about our services (you may opt-out at any time).

How We Share Your Information

As a mortgage brokerage (not a direct lender), we share your information with carefully selected third-party lenders and financial institutions to facilitate your mortgage application and approval processes.

We may also share your personal information:

• With credit reporting agencies, as necessary.
• To comply with applicable law, regulations, or legal processes.
• To protect and defend our rights and property.
• In response to lawful requests by public authorities.

We never sell your personal information.

Communications via SMS, Email, and Phone Calls

By providing your contact information, you expressly consent to receiving communications from Home Right Lending LLC via:

• Email
• Text messages (SMS)
• Telephone calls

These communications may include transactional updates, application statuses, customer support responses, and promotional messages regarding mortgage-related products and services.

You can opt-out of receiving SMS and promotional emails at any time by replying “STOP” to text messages or following unsubscribe instructions provided in our emails.

Security of Your Information

We take reasonable measures designed to protect the personal information you provide against unauthorized access, disclosure, alteration, or destruction. Our measures include technical safeguards, administrative procedures, and physical protections.

However, please be aware that no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

Retention of Information

We retain your personal information only as long as necessary for the purposes outlined in this Privacy Policy or as required by applicable laws and regulations. This typically aligns with regulatory requirements, business needs, and legal obligations.

Compliance with Industry Regulations

Home Right Lending LLC strictly complies with all relevant federal and state regulations, including but not limited to:

• Truth in Lending Act (TILA)
• Real Estate Settlement Procedures Act (RESPA)
• Gramm-Leach-Bliley Act (GLBA) – ensuring privacy and confidentiality of consumer information
• Equal Credit Opportunity Act (ECOA)
• Fair Housing Act (FHA)
• Regulations enforced by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and Washington State Department of Financial Institutions (DFI)

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: Requesting a copy of the personal information we have collected about you.
• Correction: Requesting correction or updating of your personal information.
• Deletion: Requesting deletion of your personal information, subject to legal requirements.

To exercise these rights, please contact us directly at the contact information provided above.

Children's Privacy

Our website and services are not intended for children under 18. We do not knowingly collect personal information from individuals under the age of 18.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our privacy practices or applicable laws. Changes become effective upon posting. We encourage you to periodically review this Privacy Policy to stay informed.

Contact Us

If you have questions or concerns about our Privacy Policy or our practices, please contact us directly at:

Home Right Lending LLC
10724 21st Pl W Unit A, Everett, WA 98204
Phone: (206) 453-6155