A mortgage broker like Home Right Lending connects you with lenders who offer the best loan terms for your unique financial situation. A lender is the institution that actually provides the funds.
Getting pre-approved clarifies your budget, strengthens your negotiating power with sellers, and streamlines your home-buying process—so you don’t fall in love with a home outside your budget.
Nope! At Home Right Lending, we specialize in working with borrowers with various credit histories and complex income situations. We love turning challenges into success stories.
Absolutely. We excel in helping self-employed individuals, business owners, and sole proprietors secure home loans, even when their income doesn’t fit traditional guidelines.
Generally, you’ll need income verification, tax returns, asset statements, credit history, and identification. But don’t worry—we’ll guide you step-by-step through this document dance.
Typically, the mortgage process takes 30-45 days. However, timelines can vary depending on your situation and loan type. We aim to close quickly while keeping your sanity intact.
Yes, indeed! Home Right Lending connects first-time buyers with multiple down payment assistance programs, making your dream of homeownership achievable without emptying your wallet.
¡Sí! Hablamos español con fluidez y estamos orgullosos de ofrecer servicios hipotecarios claros y cómodos para la comunidad hispanohablante en Everett.
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity, providing flexible access to funds. Think of it as your home finally contributing to your Netflix subscription—financially speaking.
We provide various investor-friendly options, including fix and flip loans, no-income investor loans, and jumbo loans. If investing is your game, Home Right Lending is your teammate.