You know what’s wild? We spend the whole summer sweating like we’re training for a prize fight, dodging wasps, and paying ten bucks for an ice cream cone—then bam! August sneaks up like, “Oh hey, back-to-school sales!” But if you’re a veteran or active-duty service member in Everett, August is also the perfect time to dropkick your rent payment and buy a home with a VA loan before summer taps out.
Look, not all loans are created equal. VA loans are like that one buddy who always shows up to help you move—reliable, doesn’t ask for pizza money, and somehow makes the whole thing less stressful. If you’ve served our country, this program was literally built to give you a break when buying or refinancing a home.
Here’s why VA loans crush it:
Zero down payment. Yeah, you read that right—keep that cash for a grill, fishing boat, or back-to-school chaos fund.
No private mortgage insurance (PMI). That’s like ditching the cover charge at an overpriced club.
Competitive interest rates. And we’re talking competitive like “I’ll fight you over the last parking spot at Costco” competitive.
Since we’re wrapping up summer, we’ve stacked a bunch of bonuses to sweeten the deal for our local heroes:
Complimentary appraisal—save up to $800. That’s a lot of hot dogs for your Labor Day BBQ.
No processing fees. Because paying to do paperwork is just cruel.
Rate credit up to $3,000. Yep, we’re helping shave down that interest.
Free one-day rental of a 15 ft. U-Haul truck. Go ahead—bribe your friends with beer and pizza to help you move.
Up to $5,000 off closing costs with a preferred real estate agent.
Rate credit for refinancing if you decide to switch things up later.
Option to separate homeowner’s insurance and/or property taxes from your mortgage for a lower monthly payment.
High-quality homes are still out there, and sellers are more motivated to close before school starts. Whether it’s a craftsman near Silver Lake or a spot with an Olympic Mountain view, you’ve got options.
August isn’t clogged up with the holiday craziness yet, so your loan process can cruise along without as many slowdowns.
The market’s been known to change on a dime. Waiting too long can mean missing today’s sweet spot on rates.
Service history. VA loans require you to meet certain service requirements (we’ll help you figure that out if you’re not sure).
Credit score. While VA loans are more forgiving, a decent score still helps you snag the best terms.
Proof of income. If you’ve got steady paychecks, we can work with you—even if you’re not swimming in stacks of cash.
If you’re a veteran or active-duty hero living in Everett, this is your moment. You’ve put in the hard work for our country—now it’s time to make the mortgage system work for you. The end of summer means better deals, smoother closings, and lender perks you won’t see again until next year.
Call us today and let’s get your VA loan rolling before summer calls it quits. Your next BBQ could be in your own backyard—just imagine that.