Spanish-Speaking Mortgage Broker Everett

Why Choose Home Right Lending in Everett, WA

Transparent: we tell you what's up, up front.

Fast: we respond fast and close on time.

Personal: we work with everyone.

Trustworthy: we value your sensitive info and privacy.

Experienced: we know the industry.

Flexible: we will find a way to get the job done.

Mortgage Products & Programs We Work With

From VA Loan to Jumbo Loan, we work with major mortgage programs and more!

VA Loan

FHA Loan

Conventional Loan

Jumbo Loan

USDA Loan

Reverse Mortgage

Refinance

First-Time Homebuyer

Adjustable-Rate Mortgage (ARM)

Fixed-Rate Mortgage

Interest-Only Mortgage

Home Equity Loan

Home Equity Line of Credit (HELOC)

Low Down Payment Loan

Physician Loan

Investment Property Loan

Second Home Loan

Non-QM Loan

Mortgage Made Easy & Accessible

Here’s how the mortgage process works in simple steps

1. Llámanos hoy y descubre cómo podemos ayudarte a conseguir la hipoteca ideal, todo en español.

2. Olvídate de la confusión y habla con nuestros especialistas hipotecarios en español en Everett.

3. En Home Right Lending, entendemos tus necesidades. Porque comprar una casa debería ser fácil, divertido y en tu idioma.

Frequently Asked Questions (FAQ)

Answers to common questions about mortgages and our services.

What is the difference between a mortgage broker and a mortgage lender?

A mortgage broker like Home Right Lending connects you with lenders who offer the best loan terms for your unique financial situation. A lender is the institution that actually provides the funds.

Why should I get pre-approved before house hunting?

Getting pre-approved clarifies your budget, strengthens your negotiating power with sellers, and streamlines your home-buying process—so you don’t fall in love with a home outside your budget.

Do I need perfect credit to get approved for a mortgage?

Nope! At Home Right Lending, we specialize in working with borrowers with various credit histories and complex income situations. We love turning challenges into success stories.

Can I qualify for a mortgage if I’m self-employed or have irregular income?

Absolutely. We excel in helping self-employed individuals, business owners, and sole proprietors secure home loans, even when their income doesn’t fit traditional guidelines.

What documents do I need for my mortgage application?

Generally, you’ll need income verification, tax returns, asset statements, credit history, and identification. But don’t worry—we’ll guide you step-by-step through this document dance.

How long does it take to close on a mortgage with Home Right Lending?

Typically, the mortgage process takes 30-45 days. However, timelines can vary depending on your situation and loan type. We aim to close quickly while keeping your sanity intact.

Can you help first-time homebuyers in Everett with down payment assistance?

Yes, indeed! Home Right Lending connects first-time buyers with multiple down payment assistance programs, making your dream of homeownership achievable without emptying your wallet.

Do you offer mortgage services in Spanish?

¡Sí! Hablamos español con fluidez y estamos orgullosos de ofrecer servicios hipotecarios claros y cómodos para la comunidad hispanohablante en Everett.

What is a HELOC, and how can it help me?

A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity, providing flexible access to funds. Think of it as your home finally contributing to your Netflix subscription—financially speaking.

What loan options do you offer for real estate investors in Everett?

We provide various investor-friendly options, including fix and flip loans, no-income investor loans, and jumbo loans. If investing is your game, Home Right Lending is your teammate.

Trusted mortgage professionals serving home buyers in Seattle Seattle Bellevue Lynnwood Kirkland Renton Everett Federal Way Bothell Tacoma Yakima Lake Chelan