Trusted mortgage professionals serving home buyers in Seattle

CALL NOW MESSAGE US
APPLY NOW

Home Loans Everett

Home Right Lending proudly serves customers in Everett.

Easy Home Loans in Everett

Tired of confusing home loan jargon? Home Right Lending is your shortcut to clarity and simplicity. We help Everett residents find home loans without the drama—just straightforward guidance.

CONTACT US
Home Loans Everett

Why Choose Home Right Lending in Everett, WA

Flexible Home Loan Options

Our Everett home loan specialists thrive on tough scenarios. Business owners, freelancers, or folks with unique income—your complicated finances just became less stressful. Trust us, we've seen it all.

CONTACT US
Home Loans Everett

Our Reviews: See Why Home Buyers in Seattle area Love Home Right Lending!


CONTACT US

The Mortgage Process, Simplified!

Read our simple 10 step process of mortgage application and approval. Don't be intimidated by the process.

Local Home Loan Experts

Everett is our backyard, and we know the local housing market inside out. Our mission is to help locals secure the best home loans. Less paperwork, fewer headaches, more celebration.

CONTACT US
Home Loans Everett

Mortgage Products & Programs We Work With

From VA Loan to Jumbo Loan, we work with major mortgage programs and more!

VA Loan

FHA Loan

Conventional Loan

Jumbo Loan

USDA Loan

Reverse Mortgage

Refinance

First-Time Homebuyer

Adjustable-Rate Mortgage (ARM)

Fixed-Rate Mortgage

Interest-Only Mortgage

Home Equity Loan

Home Equity Line of Credit (HELOC)

Low Down Payment Loan

Physician Loan

Investment Property Loan

Second Home Loan

Non-QM Loan

CONTACT US

Mortgage Made Easy & Accessible

Here’s how the mortgage process works in simple steps

1. Skip the big banks that treat you like a number. We actually remember your name (and your dog's).

2. From your first home to your dream home, Home Right Lending is your partner in Everett home loans.

3. Call us today, and we'll get your home loan journey started—coffee is optional, but encouraged.

CONTACT US

Mortgage News, Rate Watch & Industry Updates


CONTACT US

Frequently Asked Questions (FAQ)

Answers to common questions about mortgages and our services.

What is the difference between a mortgage broker and a mortgage lender?

A mortgage broker like Home Right Lending connects you with lenders who offer the best loan terms for your unique financial situation. A lender is the institution that actually provides the funds.

Why should I get pre-approved before house hunting?

Getting pre-approved clarifies your budget, strengthens your negotiating power with sellers, and streamlines your home-buying process—so you don’t fall in love with a home outside your budget.

Do I need perfect credit to get approved for a mortgage?

Nope! At Home Right Lending, we specialize in working with borrowers with various credit histories and complex income situations. We love turning challenges into success stories.

Can I qualify for a mortgage if I’m self-employed or have irregular income?

Absolutely. We excel in helping self-employed individuals, business owners, and sole proprietors secure home loans, even when their income doesn’t fit traditional guidelines.

What documents do I need for my mortgage application?

Generally, you’ll need income verification, tax returns, asset statements, credit history, and identification. But don’t worry—we’ll guide you step-by-step through this document dance.

How long does it take to close on a mortgage with Home Right Lending?

Typically, the mortgage process takes 30-45 days. However, timelines can vary depending on your situation and loan type. We aim to close quickly while keeping your sanity intact.

Can you help first-time homebuyers in Everett with down payment assistance?

Yes, indeed! Home Right Lending connects first-time buyers with multiple down payment assistance programs, making your dream of homeownership achievable without emptying your wallet.

Do you offer mortgage services in Spanish?

¡Sí! Hablamos español con fluidez y estamos orgullosos de ofrecer servicios hipotecarios claros y cómodos para la comunidad hispanohablante en Everett.

What is a HELOC, and how can it help me?

A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity, providing flexible access to funds. Think of it as your home finally contributing to your Netflix subscription—financially speaking.

What loan options do you offer for real estate investors in Everett?

We provide various investor-friendly options, including fix and flip loans, no-income investor loans, and jumbo loans. If investing is your game, Home Right Lending is your teammate.

CONTACT US